Reckon I should upgrade my gpu?

[Mishchap]

Will do. I just wish my mum understood and agreed that upgrading to the gtx 970 was actually worth it in terms of money, as in its not a waste.

Aw man, i feel your pain, last year i had no bank account OR money, i begged and begged my parents to get me a bank account, so they did, if you live in the UK like me, i'd recommend starting up an account with Santander, it's easy for your parents and yourself, and the even better thing is, my dad has to put £20 every month or else the account gets shut down for some reason (i think), so nag your mum to get you a bank account, and if possible, get a small job like me, i do a paper round every Sunday, its takes 1 & 1/2 hours and i get payed £8, but the money stacks up! Just go to your nearest corner shop and im sure they'll have a job available, since most teens think they can just live off their parents and don't bother looking for any small jobs.

On Topic:
Like Antares said, wait for the GTX 960, it's going to be coming out by the end of January, latest mid-February, it's going to support DirectX 12, which is something to be very exited for, and the GTX 960, (When it comes out) is going to be the best bang-for-buck card on the market until something else beats it! Personally i bought  GTX 970 cause i had the money and i was impatient to wait for the GTX 960, but please do get the GTX 960 if you can, it will be amazing.

i have a bank account with my own money, my mum puts $15 a week. She just wouldn't let me get the gt 970. And she also broke my monitor so now I can't even get a gtx 970. (Wouldn't pay for breaking my monitor) Ill get the gtx 960 when it comes out. What about amd though?