Whats your mindset?

[Marty]

So your 17 right. I'm 28. I've been there, went through everything your thinking about let me talk you through my journey.

At age 16 I found myself homeless.
At age 17 I got my own flat in a really shit neighborhood.
At age 18 I was in full time employment earning less than £900 per month and my rent was like £400 per month.
I didn't start university until my 20s and even at that I dropped out as it wasn't right for me.

Fast forward to today, at 28 years old, I own my 3 bed 2 bathroom home in a much nicer estate. I have a job that pays £53K per year, I've got 2 kids under 5 and have a fairly stable life. With a combined household income of about £70K.

Now this isn't a low key look at me post, there is a reason for saying all of this.

I went from a major down in my life, with no savings, no higher education, no prospects and decided I needed to change that but my way, not just the conventional get a 9-5 and settle for the best offer.

I constantly challenged myself to get up, get things done, spent a lot of time on my image, reflecting on where I want to be and the steps I have to take to get there. Right now, I have my career plan roughly set out until I'm 35 with what I want to do and an outline of how I plan to do that.

Organisation is key, do what you want to do, fuck the social norm. Whilst I agree it's sensible to save, I think it's more it's sensible to save in terms of your outgoings and ensure cover should something happen.

IE I have 5K in my savings at all times as that is 3 months of my mortgage payments and key dependencies should anything happen.

Have fun, be sensible, create your own path and spend a lot of time defining what is right. Set yourself goals, creat your path and stick to it. There will be setbacks along the way but your young, setbacks and learning perseverance is part of the journey.