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[Unverified] Argentum Banking
#1
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Welcome to ARGENTUM Banking, our aim is to provide our customers with the best financial support in EvoCity. Argentum is a privately run bank created by the Bank Manager and Founder Joseph Deacon, the bank was set up as a way to help support economic growth within EvoCity by allowing anyone to obtain loans to therefore expand on their ideas as well as deposit sums of cash which would exponentially grow over time. Argentum is the child of the financial kings of EvoCity with its 2 highest members of Staff being on Forbes Top 5 Richest list for many months; those being Joseph Deacon and Joe Shkreli.

The banking society which was founded in 2018 is a Sub-Company of the famous Media Company 'Vantiago Incorporated' and has business affiliates with the Casino chain The Tops Casino. However as a privately run bank Argentum is able to do things differently in comparison to governmental owned banking societies. With less restrictions by the regional government the bank is able to give out better returns on deposits as well as more satisfactory rates on loans.

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Argentum Banking ensure that all staff which work in the facility are to the upmost standard, and therefore only specific people will be able to work in the facility. To ensure this all staff must be screened and interviewed rigorously to ensure they are capable of working behind the counter in possibly dangerous situations, as well as to ensure they are financially stable. Our team at the moment consist of:

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BOARD OF DIRECTORS
Joseph 'Vantiago' Deacon ([FL] Joe Joe) - CEO
Joe Shkreli ([FL] Forgee)- COO

LOANING OFFICERS
Jeffrey Hughes ([FL:RP] RedPanda) - Loaning Officer
George Falcon ([FL:M] Ryan) - Loaning Officer


SECURITY DETAIL
Alexander Murdock ([FL:RP] Power_Pulka) - Head of Security

HUMAN RESOURCES
Argentum Banking Bot

Do you feel you have what it takes to work as a bank teller within Argentum Banking or a security guard protecting the facility with state of the art security? Sign up today, however the spaces are limited.

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At Argentum we ensure that we offer what customers need the most loans, whether it be payday loans or for large scale investments. Our loans range from a minimum of $1,000 up to a maximum of which is agreed upon by the loan officer. Each loan has a 10% additional return rate meaning that a fee of 10% from the original fund must be added to the original loan and returned to the providing loan officer. However to ensure the safety of the banks fund each loan requires the customer to give an item of equivalent value to the providing loan officer, this item will be returned once the loan is paid off. All the details regarding return dates and our policies will be explain to the customers thoroughly during the process with the providing loan officer. Failure to repay the loan however will result in the collateral item being kept as the associated payment for the loan.

Failure to pay back loans will cause your credit rating to decrease and after a certain point you will not longer be able to take out loans with Argentum Banking, therefore it is recommended that all customers who have taken out a loan pay it back on time to ensure that their credit rating is not affected.

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Our aim is to provide top quality banking for the citizens of EvoCity and that's why we are offering a credit system. Something you desire but cannot afford? Well get it on credit with Argentum. Items on credit means you pay back the value of the item and don't have to pay out all at once. Like our loaning system an item on credit has a base APR return rate of 10%. This is subject to change in regards to the customers credit score and previous dealings with the company. Following protocol with loaning all items on credit must result in a customer handing over items in which are equivalent to the value of the item on credit. All items are taken at half of their market price but are returned on the payback of the loan.

Failure to pay for an item on credit will result in the permanent acquisition of the collateral items as well as a reduction in credit score. Items are still subject to acquisition if a client fails to make their allocated payments for the credited item, so if a customer pays 3 of 4 instalments and refused to pay the 4th the item(s) will remain under bank control as well as the payments.

Need to sort out a meeting to obtain an item on credit or to take out a loan? Contact a qualified loaning officer who will attempt to arrange a meeting in a suitable environment as soon as possible!

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When taking out a loan with Argentum it is important to consider all the terms provided in this document with them also being read out be the according loan officer at the time. If you for some reason fail to understand the terms please continue to question the according loan officer until you fully understand the consequences of failing to pay back the loan. Once you understand the terms and conditions then the loan proceedings may continue.
Argentum Banking has no limit on loan withdrawals however a loan officer retains the right to reject a loan if the client is deemed to be a risk to the economic stance of the bank, has a bad standing with the bank or is unable to pay it back. With returning customers and customers with a good credit score may take out loans larger than this but only if it is agreed with managerial staff.

All loans are subjected to 10% APR (Annual Percentage Rate), this means that whatever value of said loan you have taken out the return is 10% greater than the original amount, this not only helps to support the bank but to ensure the loan granted to the customer was worth the banks effort. However failure to repay said loan will result in the collateral item(s) being kept. When taking out a loan collateral MUST be agreed with the bank. Collateral can be an item or items with a sale value equal to or more than the loan repayment amount. Collateral will be agreed with the bank and will not be returned if the payment date is not met. There is no set time on return and is up to the digression of the loaning officer presenthowever this can be altered dependant on the customer whom is taking out the loan, their credit rating, the amount they are taking out and much more. However longer repayment periods must be discussed by the according loan officer at the time. If you require an extension due to inability to be then an addition 5% APR (Annual Percentage Rate) will be added to the original 10% APR.

Credit score is subject to change in relevance to the customers previous dealings with the company causing fluctuations in APR rates for clientele with bad credit score.

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Argentum Banking currently has no limit on the item in which a client wishes to obtain on credit however the client must be in good standing with the bank as well as have the ability to hand over collateral to the bank on the day of the credits discussion.

All credit loans are subject to 10% APR (Annual Percentage Rate) in which is split out over the instalments of the item(s). this means that whatever value of said loan you have taken out the return is 10% greater than the original amount, this not only helps to support the bank but to ensure the loan granted to the customer was worth the banks effort. However failure to repay said loan will result in the collateral item(s) being kept. When taking out a loan collateral MUST be agreed with the bank. Collateral can be an item or items with a sale value equal to or more than the loan repayment amount. Collateral will be agreed with the bank and will not be returned if the payment date is not met. There is no set time on return and is up to the digression of the loaning officer presenthowever this can be altered dependant on the customer whom is taking out the loan, their credit rating, the amount they are taking out and much more. However longer repayment periods must be discussed by the according loan officer at the time.

Credit score is subject to change in relevance to the customers previous dealings with the company causing fluctuations in APR rates for clientele with bad credit score.


HAVE A QUESTION?

Have a question about the bank feel free to contact our state of the art Human Resource bot called 'Argentum Banking Bot' this bot deals with all of Argentums human resource needs and aims to respond within 24 hours of the first contact.

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Want to stay up to date with changes to Argentum Banking or to get meetings on the go with our qualified staff? Join us on our private communication system:


Regards,
Joe Joe
Fearless Administrator

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Have I helped you out? Rep me >Here<
The following 11 users Like Joe Joe's post:
  • Ryan :), Nephew, Jessixa, Forgee, Lesanka, Envy, RoCKy, Wolven, RedPanda, Grizzly, Nick
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#2
Arent you the company that ran away with my money?
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#3
Great! Big Grin
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#4
is it against the rules to scam a bank? (asking for a friend)
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#5
(05-14-2019, 06:57 PM)Razz Wrote: is it against the rules to scam a bank? (asking for a friend)

Scamming is against the rules, full stop.
Kind Regards,
RedPanda
Roleplay Teacher

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#6
(05-14-2019, 07:09 PM)RedPanda Wrote:
(05-14-2019, 06:57 PM)Razz Wrote: is it against the rules to scam a bank? (asking for a friend)

Scamming is against the rules, full stop.

well I am asking because a couple years ago it was the same situation but the staff couldnt keep track of all transactions so they couldnt enforce the rules in the bank.
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#7
Best of luck, honestly looks so good
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  • Ryan :)
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#8
I Like It! BIG MONEY
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